Tips For Buying A Car Warranty
November 19, 2008
Whether you choose to buy a new or used vehicle it is sensible if you want to save yourself money to get a car warranty as well in case parts need replacing or the vehicle breaks down. Before you get a warranty for that new or used vehicle you buy there are number of things which need to be taken into consideration beforehand.
In order to find the most suitable car warranty plan for you we offer a few tips below to help you.
1. If you intend to buy a used vehicle then find out if the original warranty is still valid or if you can purchase an extended warranty on it. Normally when you purchase the vehicle from a dealer they will offer a short term warranty that is limited to a set period of time which could save you some money. Sometimes when they are selling used cars that are not too old you may discover that manufacturer’s original warranty is still valid.
2. Ask to see a copy of the owner’s manual as this will tell you everything you need to know about the general warranty conditions for the vehicle. The general warranty provided by the manufacturer will either cover the owner of the vehicle for a three year period or 36,000 miles depending on which is reached sooner. Normally the warranty will list the parts of the vehicle which are covered by it.
3. Look into finding out more about extended or power train warranties which normally provide cover for either 60 months or 60,000 miles. Although they will save you money in the long run you need to be aware that these may not take effect until after the original car warranty has expired.
4. It is important that if you are going to purchase an extended warranty for your vehicle whether new or used then do so through a reputable company. Look for those who offer not only a variety of warranty plans but have been providing them for some considerable time such as Wynn’s Auto Warranty, Carchex Auto Warranty or CNA Auto Warranty. Also arrange to read through all the terms and conditions of the plans before signing one. If you can go for those who not only cover the vehicle no matter where you are but also provide a money back guarantee if you are unsatisfied with it.
5. You need to read through the warranty plans carefully before you do sign anything. Along with looking how long the car warranty will be valid for you need to make sure that there are not any limitations on making claims. This is quite a considerable investment you are going to be making when you buy a car so you need to know that the warranty will protect it.
You need to remember that any car warranty you get is not going to provide a guarantee of how long the car will last for, but is to assure that you that the car was in good condition when purchased. So you need to be aware that there are certain limitations on the kinds of claims that can be made under such warranties and if you mishandle or abuse the vehicle these may well not be covered by it. So this is another reason why you need to read through the document carefully before agreeing to it.
